Since 28th of December, the Russian tourists, who travel abroad for holidays, have been required to have a medical insurance policy with the sum of 2 million rubles.
Russians are able to buy an medical insurance policy even in cases when a tourist trip is organized independently, without the involvement of travel companies. The contract of private insurance (the medical insurance) must cover medical outlay, medical transportation aid and repatriation in case of death. The policy should be issued for a term which doesn’t exceed the stay abroad of the insured person and enter into force at once after the tourist crosses the border.
Russian tourists will be obliged to buy a medical insurance policy for going abroad (TCD), even if the trip is organized without the use of travel agencies’ services, was specified in All-Russian Insurance Association (ARIA). Otherwise, if tourist needs the emergency traveling abroad, he has to pay for treatment and transportation.
The law says that a policy of private insurance should cover medical outlay, medical transportation aid and repatriation, in cases of injury and illness, including acute condition of chronic. Another important innovation: Nowadays tour operators and travel agents are obliged to explain to tourists confirming by signature, that if they refuse to conclude an agreement on private insurance, the cost of medical care abroad should be paid by tourist and spending for repatriation by his family and friends.
It’s important to note that this innovation is irrelevant for tourists traveling to the Schengen countries, because to apply for a visa in one of the Schengen countries the traveler is required to have medical insurance with a minimum coverage of 30 thousand euros, at the present rate of euro is more than 2 million rubles.
Russian Central Bank also from 28th of December tightened the rules for currency exchange. These operations will be conducted with the full identification of the customer, if the amount of the exchange exceeds 15 thousand rubles.